Loan Interest Rate

(A) Businesses/ firms debt 

(Tenders  loan)

(B) Loan limits for Petrol 

Pump  Businessmen

1- Upto Rs 50,000.00

2- Upto Rs 2.00 Lakh

3- More than Rs 2.00

 Lakh

 12.50%

 13.00%

 13.50%

For small commercial vehicle

loan  facility

1- Upto Rs 3.00 Lakh

2- More than Rs 3.00    Lakh

11.50%

  12.50%

1- Upto Rs 3.00 Lakh

2- From Rs 3.00 Lakh to Rs 5.00 Lakh

 10.00%

 11.00%

 Loan dispensation under the

 Agricultural mechanization

1- Upto Rs 2 Lakh

2- More than Rs 2 Lakh

10.50%

11.50%

 Pandit Deen Dayal Upadhyaya

 cooperative self employment

 scheme

1- Upto Rs 50,000.00

2- From Rs 50,000.00

 to Rs 2 Lakh

12.00%

12.50%

Self-employed, under credit

card debt

Committee Co-loan debt limit

for salaried

Loan for Home construction /

 repair /  change / additions etc.

1- Upto 5 Years

2- From 5 Years to

 10 Years

 3- From 10 Years to  20 Years

 9.25%

10.00%

10.75%

 Loan  against Real

Estate  property (house / flat)

Loan by mortaging National  

Saving  Certificates / Kisan

 Vikas Patra on  the  

purchase  price of N.S.C

Less than 6 months 50%

More than 6 months 55%

More than 1 Year 60%

 1.5 years 70%

 2 years or more 75%

Based on the ability

of parents redemption

Loan Policy against mortgage 

of LIC Policies

 75% of the value of  

 surrender of the

 policy, 3 years  away